Tax Comparison Between Municipalities
Compare the tax burden between up to 10 Swiss municipalities.
With the tax comparison you can compare the tax burden between up to 10 Swiss municipalities at a glance. The calculator shows income and wealth tax per municipality, but does not provide advice on housing costs or cost of living.
Why do taxes differ so much between municipalities?
Three factors determine the tax burden: the cantonal tax tariff, the municipal tax multiplier and church tax. Cantons like Zug, Schwyz and Nidwalden have fundamentally low tariffs, while Bern, Geneva and Basel-Stadt have higher rates.
Even within a canton the differences are large. In the canton of Zurich, for example, the tax multiplier varies between 77% and over 130%. At CHF 150,000 income, this can make a difference of CHF 10,000+ per year. Which municipality in a canton is cheapest is shown by the Tax Ranking calculator.
Taxes, housing costs and health insurance: The full picture
A pure tax comparison falls short. Tax-advantaged municipalities often have higher property prices and rents. Health insurance premiums also vary significantly by canton.
As a rule of thumb: from a gross income of approximately CHF 200,000, the tax advantage generally outweighs the higher housing costs. At lower incomes, a move primarily within the same canton, where housing costs are similar, is worthwhile. Also check the marginal tax rate to see the impact on additional income.
Frequently Asked Questions
- Which municipality has the lowest taxes in Switzerland?+
- From what income level is a move to a tax-advantaged municipality worthwhile?+
- How can I reduce my tax burden without moving?+
- Does the tax comparison also include wealth tax?+